Our motto is: "If it ain't as long as your arm throw it back, it's too small."

 Below is a summary of the coverages offered.

A Certificate of Insurance will be issued outlining the coverages in detail once you've purchased the insurance.

Schedule of Coverages

Family Member: Means a Traveling Companion(s), and the Insured's or Traveling Companion's spouse, child, spouse's child, daughter-in-law, son-in-law, brother, sister, mother, father, grandparents, grandchild, step-brother, step-sister, step-parents, parents-in-law, brother-in-law, sister-in-law, aunt, uncle, niece, nephew, legal guardian, or legal ward. It also means the Insured's business partner. ("Business Partner" means someone who is a majority stockholder, managing officer, or majority owner of the company.) Traveling Companion: Means a person whose name appears with yours on the same Trip arrangement and who, during the entire Trip will share accommodations with you in the same room, cabin, condominium unit, apartment unit, or other lodging.

Trip Cancellation & Interruption: We will pay this benefit up to the Maximum Limit shown on the Schedule of Benefits if a trip is delayed, canceled or interrupted due to any of the following unforeseen circumstances: (a) Sickness, Injury or death of an Insured or Family Member; (b) Financial Default of airline, cruise line, or tour operator resulting in the complete cessation of services. Excluded is the organization from which you purchased this coverage. Coverage only applies if: (1) you purchased he policy within 7 days of initial trip payment, and (2) the financial default occurs more than 14 days after the policy effective date.; (c) Weather conditions or natural disasters causing delay or cancellation of travel; (d) Strike resulting in the complete cessation of travel services; (e) Your home or destination being made uninhabitable by fire, flood or natural disaster; (f) You, or a Traveling Companion being subpoenaed, required to serve on a jury, hijacked or quarantined; (g) A covered Travel Delay which results in the loss of more than 50% of your scheduled trip length; (h) A terrorist incident in a city to which you were scheduled to arrive within 30 days following the incident.

Travel Delay: We will reimburse up to $100 a day to the Maximum Limit shown on the Schedule of Benefits if the Insured's trip is delayed for more than 12 hours for reasonable, additional accommodation and traveling expenses until travel becomes possible.

Medical Expense Benefit: We will pay this benefit, up to the Maximum Limit shown on the Schedule of Benefits. We will pay for necessary medical expenses incurred by the Insured within one year from the date of Injury or Sickness provided initial treatment was received during the trip. The Injury must occur or Sickness must begin while the Insured is covered by the policy.

Emergency Medical Transportation: Covers evacuation and transportation as directed by a doctor to the nearest adequate medical facility (home in the event of death).

Baggage & Travel Documents Benefit: Reimburses you if your baggage is lost, stolen, or damaged while on your trip. This coverage is in excess over any other coverage or indemnity. Maximum of $4,000 per traveling group.

Baggage Delay Benefit: If your baggage is delayed more than 24 hours, you will be reimbursed for the purchase of essential items.

Collision Damage Waiver Benefit: This benefit provides primary coverage if the car you rented while on your trip is damaged due to collision, fire, flood, theft, vandalism, windstorm or hail.

Travel Guard Assistance offers emergency assistance for your peace of mind anywhere in the world.

• 24-Hour medical Assistance helps you locate local physicians, dentists, or medical facilities and monitors your condition.
• Medical Evacuation arranges for transportation and a special medical escort if you need to be transported to a different hospital, treatment facility or back home.
• Emergency Medical Payments assistance in arranging the advancement of funds to cover on-site medical expenses.
• Telephone Interpretation Service provides interpretation services in major languages, and will transmit urgent messages to family, friends, and business.
• Lost Documents helps replace your lost items and provide other incidentals.
• Live travel: 24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more!

1. You purchase the plan within 7 days of making your initial trip payment;
2. The amount of Trip Cancellation coverage purchased at that time equals the full cost of all non-refundable trip arrangements;
3. The trip cost per person is no more than $10,000 and the total cost of the trip is no more than $40,000. This waiver is not available for policies (for any benefit amounts) if the trip cost per person is greater than $10,000 and the total cost of the trip is greater than $40,000;
4. The booking for this trip must be the first and only booking for this travel period and destination;
5. You must be medically able to travel when you pay your premium.

Rivers Inlet Resort, P.O. Box 1015 Renton, WA 98057-1015

(425) 226-4600

© Rivers Inlet Resort 2002